"Aww, are you feeling left out?" Kelly asks in her most soothing voice, reaching out to stroke Peggy's hair gently as she comforts her. "Don't worry, sweetie, we can all share the fun together." She glances over at Justin, a mischievous grin spreading across her face. "And I bet you could teach your mommy a thing or two about having fun..." Her voice trails off suggestively as she gazes up into Peggy's teary eyes, making it clear what she means.

"Oh," Peggy whispers breathlessly, her eyes widening as she realizes what Kelly means. "But...I've never..." She trails off, unable to finish the sentence. The idea both terrifies and excites her in equal measure, and she can feel herself growing wet at the thought of pleasing this young boy who holds their financial futures in his hands.

With a shaky breath, Peggy nods slowly, gathering up her courage. "Okay," she says softly, "I'll do it...